How do I earn a sign-up bonus?

To earn a sign-up bonus, you just need to fulfill the bonus requirements. With most credit cards, the bonus requirement is reaching a spending minimum, such as making $3,000 worth of eligible purchases on your new card within the first three months of account opening. After you do that, the card issuer will send you the bonus.

What is a sign-up bonus?

A sign-up bonus is a limited-time offer that many rewards credit cards feature (including travel credit cards and cash back credit cards). These promotions, also sometimes called “welcome offers,” give new cardholders a chance to earn extra rewards in the form of cash back, miles, points, free hotel nights or more.

How much do credit card sign-up bonuses cost?

The spending thresholds vary but generally range from $500 to $5,000. Are credit card sign-up bonus offers worth it? Credit card sign-up bonuses can be worth it as they can add hundreds of dollars (or sometimes even over a thousand dollars) back to your wallet and are generally non-taxable since you had to spend money to earn them.